Insurance

Insurer rejected you?Check whether the rejection is justified.

Upload the policy and the rejection letter — LawLab checks whether the grounds for rejection stand under the Insurance Contract Law, flags points to challenge, and builds a roadmap to appeal. Grounded in Israeli law.

Insurers reject claims for various reasons — non-disclosure, a policy exclusion, late reporting, or an argument that the event isn't covered. But not every rejection is justified. The Insurance Contract Law imposes strict duties on the insurer, including the duty to specify all grounds for rejection in writing and not add grounds later, and interpretation of the policy in the insured's favor where there's ambiguity. Insurance supervision directives also constrain the company. Checking the policy against the rejection letter helps you understand whether there's a basis to appeal — before giving up on the money.

LawLab is not a law firm and we are not lawyers. The information and analyses are generated by AI, are for general information only, may contain errors, and do not constitute legal advice or a substitute for a lawyer. Use does not create an attorney-client relationship. Before signing any document or taking legal action, consult a licensed attorney. Full legal information

Policy-vs-rejection analysis

LawLab compares the grounds for rejection to the policy terms and checks whether they hold under the Insurance Contract Law.

Points to challenge

Grounds that don't hold under the law, unclear exclusions, or impermissibly added grounds — flagged by severity.

Appeal roadmap

The steps, which documents to attach, and a draft reply to the insurer — grounded in law.

  1. 01

    Upload the documents

    The policy, the rejection letter, and any relevant correspondence. PDF, DOCX, or paste text.

  2. 02

    Get an analysis

    A review of the grounds for rejection, points to challenge, and a draft reply — in minutes.

  3. 03

    Follow the roadmap

    Reply to the insurer yourself or approach a lawyer — from a position of knowledge.

Frequently asked

The insurer rejected my claim — now what?
Don't give up automatically. Check whether the grounds for rejection hold under the policy terms and the Insurance Contract Law. LawLab compares them and flags points that may support an appeal or a claim.
Must the insurer specify all grounds for rejection?
Yes. Under insurance supervision directives and case law, the insurer must specify all grounds for rejection in writing and generally may not raise new grounds later. LawLab flags whether grounds were added that didn't appear in the rejection letter.
Is the analysis accurate or binding?
No. It's an initial analysis for orientation only; whether the rejection is justified is determined by the policy terms, the evidence, and the legal process.
Does this replace a lawyer?
No. LawLab helps you understand the rejection and spot points to challenge, but the analysis is not legal advice — consult a licensed attorney.

Check whether the insurance rejection is justified — now.

Free initial analysis, grounded in the Insurance Contract Law. Not a substitute for legal advice.